ABOUT US

Our goal is to provide individual and corporate clients with expert advice, innovative financial solutions, outstanding execution, and comprehensive access to the industries best-kept secrets. We have no greater priority than to reward our customers with the highest class of service in the business. Our premier financial services include

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My Credit Genius was founded with a pioneering vision: to help entrepreneurial financial advisors establish successful businesses through which they could offer truly independent financial guidance and advice. Today we provide an integrated platform of proprietary technology, brokerage, and investment advisory services to financial advisors.

NEED FUNDING?

  • Business Funding Programs
  • Personal Funding Programs
  • Auto Funding Programs
  • Consolidate Debt
  • Low-interest rate credit card bank information
  • Our banks offer P+ 1.9% to ~ 10.9%
  • Most FIXED, UNTIL PAID
  • Business: A 650 FICO gets $150K plus, no income verification, no collateral, in about 15 business days
  • Personal: Credit lines of $5K to $250K+

OUR PREMIER FINANCIAL SERVICES

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CPN/SCN Numbers

Validated Credit Profile Number, Keeps SSN Private, Add Trade Lines, Obtain Auto Loans or Funding, Create a Positive Payment History, Credit Cards, Cell Phones, Have Utilities Turned On And So Much More!CPN/SCN Program  »
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What Are Authorized User Tradelines?
Tradelines are usually established lines of credit. You can become an authorized user on someone else’s credit to build your own credit. The process is simpler than it sounds. Once you’ve identified a reputable cardholder, you can request to be added as an authorized user to his or her credit line. It’s a lot like asking your parents if you can become an authorized user on one of their credit cards so you can build your own credit.

You need to be careful when becoming a user on someone else’s credit card, though. The last thing you want to do is damage your own credit even more by choosing someone with a poor payment history. It’s best to go through a trusted tradelines company with a good reputation.
My Credit Genius Tradelines partners with qualified brokers to ensure you have access to established credit lines with good payment histories that will reflect well on your own report. You won’t have any liability for the debt the credit card owner incurs, but you will benefit from his or her credit limit and on-time payments. When the card shows up on your credit profile, it helps to build your credit and increase your borrowing power.
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How Long Do Tradelines Remain on Credit Reports?
A tradeline should remain on your credit report for at least 30 days. This should be long enough to help boost your score. You can also consider renewing your lease if you want the tradeline to remain on your report for a longer period of time.

 

How Do Tradelines Help Credit?
Established credit lines almost always improve scores more than new credit lines. A credit account that has been open for 20 years with few or no late payments is like gold for your credit profile. But few people have the patience to wait 20 years for their credit reports to improve. Becoming an authorized user on an established line of credit is an appealing shortcut for many. Established tradelines show up on your credit report as if they were your own. For example, if you become an authorized user on a credit card that has been open for 20 years, it will appear on your credit report as if you have had the credit line for 20 years. There is arguably no faster or more effective way to gain an instant credit history.

 

How Long Does it Take for a Tradeline to Appear on a Credit Report?
Usually, tradelines appear on your credit report approximately 30 days after you become an authorized user. Timelines may differ from person to person. When you sign up, My Credit Genius Tradelines can give you an estimated period of time when a tradeline should appear on your report.

 

How Much Will a Tradeline Increase Your Score?
There is no firm answer regarding how much your credit score will increase once you become an authorized user on a tradeline. there are so many variables to consider, including your credit history, the age of the tradeline and your overall credit utilization ratio. Keep in mind that tradelines are not a cure-all. They can, however, enhance your score and help you build credit if you don’t have any.

 

Ready To Get Started?
Now is the ideal time to start building your credit and preparing for a better financial future. We look forward to helping you build or rebuild your credit!

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CREDIT REPAIR SERVICES

Complete overhaul credit repair services, We do not ghost negative items, we have them deleted, We can remove: Inaccurate information, duplicated accounts, anything older than 7 years, unauthorized inquiries, and so much more, Takes around 30 – 45 business days, Customized Game Plan specifically with your credit goals in mind and No hidden fees, extra costs, or additional levels of service for more moneyCREDIT REPAIR PROGRAMS »
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BUSINESS TRADELINES

We simply attach 4 aged primary trade lines to your business EIN, showing that your business applied for credit with 4 different company’s in the past and was funded. Showing your business has paid down over 70% over time with no missed payment or late payments. Having a balance under 30% showing that all your trade lines are active, now a lender can see that your business has and still is managing all of the business credit in a very positive way. Lenders typically fund off of the amounts you have been funded by a single lender. We upload on the 1″ of every month and complete 15 days later with a copy of the business credit report showing all 4 trades have attached and ready to show any lender that pulls the business credit.Business Tradelines »

WHY CHOOSE My Credit Genius?

Fully addressing your financial goals requires a multi-dimensional approach. My Credit Genius provides a broad set of services ranging from credit consulting to retirement planning. We help you grow by understanding your unique situation.

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